1. Lease Payments
All lease payments, less the cost of maintenance and insurance (see section 5), will accrue toward the purchase of the instrument being leased.  There are no interest fees charged during the term of the lease.  After the initial lease period, monthly lease fees will be deducted every thirty (30) days. Payments will be scheduled the same day of the month on which the contract was signed.  The lessee must notify Windworks Instrument Service of any change in credit card information.   These payments are not contingent on school schedules. All accounts which are past due by 10 days or more shall incur a late fee of $5.00. All accounts greater than 180 days past due will be turned over to collections.  
  1. Lease Requirements Minimum Terms
Two valid major credit cards are required in order to lease an instrument.   When only one credit card is available, an additional deposit of  $100 is required to lease a used instrument only.  A minimum of three (3) months is required on the lease of student-level instruments. A minimum of six (6) months is required on the lease of all Performance-level instruments. You may return the instrument without penalty at any time after this initial period. Returns must be made to Windworks Instrument Service via shipping services or in-person to the nearest affiliate location to the lessee.  
  1. Switching
Unless otherwise agreed upon, all lease payments will apply to the purchase of the instrument listed on the original contract. Accrued lease payments will not be transferred to a different type of instrument. Lease payment credit will only transfer from and to instruments which are manufactured in incremental sizes such as violins, violas, and cellos (see below). *For Performance Leases, 50% of the principal paid may be transferred to another Performance instrument of the same type  
  1. String Instrument Leases
Lease payments on 1/8 – 3/4 size orchestra instruments will accrue toward the purchase of the full size (4/4) instrument. At the time when the student grows into the full size instrument, the lessee may 1) continue to make payments until the instrument is paid in full, 2) purchase a full size instrument of your choice at a discount less any lease payments accrued, or 3) own a full size instrument of your choice if accrued payments are equal to or greater than the value of the full size instrument. No lease payments over the value of the full size instrument will be refunded.  
  1. Insurance and Repairs
All lease payments on student instruments include normal maintenance and insurance against fire and theft. Performance level instrument leases include maintenance for normal wear and tear and may purchase insurance at the monthly rates listed below. Documentation must be made to police/insurer within 72 hours of a fire or theft. A copy of the police report or insurance claim must be provided to Windworks Instrument Service before a replacement instrument will be issued. This coverage also entitles the customer to a 100% discount on repair charges due to damage. Intentional damage or neglect will not be covered under this insurance. Determination of intentional damage or neglect is the sole discretion of Windworks Instrument Service.  Insurance coverage is only active when all lease payments are current. All repairs and maintenance must be made by Windworks Instrument Service. Please do not attempt to repair the instrument yourself. Insurance only covers the instrument and does not include accessories such as strings, reeds, ligatures, mouthpieces, oil, swabs, etc.   Monthly maintenance and insurance fees are categorized by instruments as follows: $3.00:  bell kit – snare kit – undersize violin/viola $4.00:  flute – clarinet – trumpet – trombone – combo snare/bell kit – piccolo –full size violin/viola $6.00:  alto sax- oboe –cello $8.00:  baritone –tenor sax- French horn –bass clarinet –upright bass   Optional monthly maintenance and insurance fees for Performance level instruments are as follows: $6.00:    instruments with a retail value up to $1,500 $8.00:    instruments with a retail value between $1,501 and $2,500 $10.00:  instruments with a retail value between $2,501 and $3,500 $12.00:  instruments with a retail value between $3,501 and $4,500  
  1. Purchase Information
The instrument shall remain property of Windworks Instrument Service until paid for in full. You may purchase the instrument at any time within the first eighteen (18) months of the lease at a 30% discount off the balance remaining. You may purchase the instrument at any time after the first eighteen (18) months for a 15% discount. There is no maximum lease term. You may continue to make lease payments until the instrument is paid in full.  
  1. Returning
Lessee may return the instrument at any time without penalty after the minimum lease term. All instruments must be returned to Windworks Instrument Service or the nearest affiliate location to the lessee.  Lease payments will not be prorated and refunded for returning the instrument before the end of the prepaid lease period. Any outstanding balances must be paid at the time of return.